Do You Have Bankruptcy Or Tax Questions?

Will I Have to Sell Off My Belongings to Pay Back My Debts in Chapter 7 Bankruptcy?

One of the most common fears people have in regard to bankruptcy is whether they’ll be able to keep their…

What Will I Need to Do in Order to Rebuild My Credit Following a Bankruptcy?

As a Huntsville bankruptcy lawyer, my goal here at the office is to help people on two levels: The credit…

WHAT IS THE “BANKRUPTCY CODE

You’ve probably heard bankruptcy being referred to in terms of chapters. The reason for that terminology goes back to the…

What Is an “Automatic Stay”?

An automatic stay occurs as soon as you file for bankruptcy. It means that your creditors are legally ordered to…

What Is a “Plan of Reorganization”?

As a Huntsville bankruptcy lawyer, my core mission is to help my clients come up with a plan of reorganization.…

What Are “Secured Debts”?

While unsecured debt refers to things like medical bills and credit card statements, secured debt refers to debts directly tied to property. The reason…

My Wages Are Being Garnished By a Creditor. Can Bankruptcy Help That?

If a creditor has reached the point where, instead of waiting for you to repay your debts, they’re actually going…

What Steps Do I Take to File for Bankruptcy?

To get the bankruptcy process off to the right start, it’s important to meet with a local attorney who can…

WHY WOULD SOMEONE FILE CHAPTER 13 BANKRUPTCY?

Why would someone file for Chapter 13 bankruptcy? The best way to answer this question is to start with a…

Do I Need an Attorney to File for Bankruptcy?

Do you need a lawyer to file for bankruptcy? Technically, no. The court system says that having a lawyer isn’t…

What Does It Mean to Reaffirm a Debt?

Reaffirming a debt essentially means acknowledging and taking responsibility for something you owe money on but don’t want to lose…

How Long Does the Bankruptcy Process Take?

Chapter 7 bankruptcy only lasts about 4 months from start to finish, whereas Chapter 13 bankruptcy generally takes 3 to…

How Long Does My Bankruptcy Appear on My Credit Report?

Whether you live in Huntsville, Jackson County, or somewhere else in Alabama, the rule remains the same: bankruptcy stays on…

What Kinds of Debts Are Not Typically Discharged in Bankruptcy?

Generally speaking, you can’t file for bankruptcy as a way of discharging debts such as these: However, there are certain…

What Happens to My House Or Car If I File for Bankruptcy?

A lot of people throughout Huntsville and northern Alabama want to file Chapter 13 bankruptcy because they’re behind on their…

I Filed for Bankruptcy But Creditors Are Still Trying to Collect. What Can I Do?

The first thing to do if you have filed for bankruptcy is contact your lawyer and let them know what’s…

I Filed for Bankruptcy But Creditors Are Still Trying to Collect. What Can I Do?

The first thing to do if you have filed for bankruptcy is contact your lawyer and let them know what’s…

What Is the End Goal of Bankruptcy?

In bankruptcy cases, our end goal is to evaluate whatever risk there is, like a garnishment or a lien, and…

How Are Debts Collected in State Court?

Just because a creditor says you owe money doesn’t mean you in fact owe that total amount of money. For…

What Is an Unsecured Debt and What Happens to It in a Chapter 7 Bankruptcy?

As a Huntsville bankruptcy lawyer, there are really only two chapters of bankruptcy I try to focus on for individuals…

How Do State Court Collections Work?

There are two different court systems in bankruptcy: the federal court system and the state court system. The federal court…

Are There Exemptions in Bankruptcy?

People going through bankruptcy are entitled to have an exemption on their real property, which is their home, and on…

What Alternative Options Should I Consider Before Pursuing Bankruptcy?

It’s a good idea to sit down with an attorney and go over what your financial situation looks like. Most…

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