To ensure Chapter 7 is the right solution for your situation, courts consider several key factors:

Timing Requirements

• You must wait eight years between Chapter 7 filings
• This timing ensures bankruptcy remains a tool for genuine financial emergencies

Income Considerations

• Your income must fall below certain thresholds
• We’ll help evaluate your specific situation to determine eligibility
• If your income is too high, we can explore Chapter 13 as an alternative

Expense Analysis

• Courts review your income-to-expense ratio
• We’ll help analyze your finances to determine your qualification
• Our experience helps maximize your chances of approval